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I was extremely benefited from the recent lecture by Imam Anwar Tahir as part of Zaytuna lecture series on Zakat.

He addressed this issue can quite categorically and extensively. He very specifically addressed the 'fi sabeel-illah' category and how it was meant to be used and how it has been more recently interpreted to include institutions. (see his video for details).

You have clarified one area for me "One easy way of knowing if you are guilty of merely recirculating wealth among the affluent is to check if you, your family, and/or children stand to benefit from the organization."

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You are making a big claim here. You should be careful. The analysis is very loose and making fun of people. "The practical effect of much zakat in the United States is the affluent recirculating wealth amongst themselves. "

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